> For the complete documentation index, see [llms.txt](https://docs.maple.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.maple.finance/syrupusdc-usdt-usdg-for-lenders/faq.md). # FAQ ### What are syrupUSDC, syrupUSDT, and syrupUSDG? syrupUSDC, syrupUSDT, and syrupUSDG are liquid yielding dollars that open Maple's institutional yield products to DeFi. Maple’s robust onchain infrastructure ensures users can access high-quality yields with confidence. ### What is the APY? syrupUSDC, syrupUSDT, and syrupUSDG aim to deliver industry-leading stablecoin APYs. Current and historical APY is displayed above, showing base yield plus rewards. ### Where does the yield come from? syrupUSDC, syrupUSDT, and syrupUSDG yield are generated by Maple's digital asset lending platform that provides fixed-rate, overcollateralized loans to institutional borrowers. These short duration loans enable syrupUSDC, syrupUSDT, and syrupUSDG to provide consistent high yield. The strategy has a track record of consistent yield outperformance compared to leading DeFi lending protocols. ### How long do withdrawals take? syrupUSDC, syrupUSDT, and syrupUSDG normally have instant liquidity, but in rare cases withdrawals can take around 24h with the maximum possible time being 30 days. You can see the available funds to withdraw in the Liquidity section above. ### How are the loans protected? All syrupUSDC, syrupUSDT, and syrupUSDG loans are overcollateralized. There are robust monitoring systems that ensure that the collateralization rate remains high in all market conditions. ### What is the relationship between Maple and syrupUSDC / syrupUSDT / syrupUSDG? syrupUSDC, syrupUSDT, and syrupUSDG enable direct access to Maple pools through the user interface and the smart contract router. Maple established new unique pools for syrupUSDC, syrupUSDT, and syrupUSDG to ensure that proceeds and risks are segmented from existing pools accessible to Maple customers. ### How can I get syrupUSDC / syrupUSDT / syrupUSDG into my application? You can integrate syrupUSDC, syrupUSDT, or syrupUSDG by going to [docs.maple.finance/integrate](https://docs.maple.finance/integrate/get-started) ### What is the relationship between syrupUSDC and Circle? There is no formal relationship, partnership, or affiliation between Maple Finance's syrupUSDC product and Circle Internet Financial, LLC or its related entities ("Circle"). syrupUSDC is a yield-bearing token created by Maple Finance that represents a depositor's share in a pool of institutional loans. While you can deposit USDC to receive syrupUSDC, the syrupUSDC token itself is not backed by USDC. Instead, its value is derived from the underlying pool of loan assets originated on the Maple protocol. The yield generated by syrupUSDC comes from the interest paid by institutional borrowers on these loans. This lending activity carries inherent risks, including credit risk and the potential for loss of principal. Maple Finance is the developer of the protocol; neither Circle nor any other third party guarantees the performance of these loans or the syrupUSDC token. "USDC" is a registered trademark of Circle and all rights, title, interest, and goodwill inures to the benefit of Circle. Maple Finance's use of the term is purely for descriptive purposes in reference to the underlying stablecoin that can be deposited. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://docs.maple.finance/syrupusdc-usdt-usdg-for-lenders/faq.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.